Our fee structures
As a fiduciary, our firm is structured so we always sit on your side of the table. This means no commissions or compensation from any third parties, period. Additionally, we do better if you do better.
There are three different ways to hire us:
1. Our most common model for working with us is the Assets Under Management Model. We do all of the financial planning work, as well as implement and manage your customized investment strategy on an ongoing basis.
We have a blended fee schedule for assets our firm manages, which is illustrated below:
We typically require investors to have a minimum of $500,000 invested with our firm to maximize this offering. However, we also allow exceptions when working with households that can invest enough annually to achieve our asset minimum within five years.
2. The Flat Fee Model allows us to offer a second opinion on your financial plan, but without any commitment for ongoing advice or implementation. This allows you to hire us for a one time fee to review your financial plan and make sure you are on track for your goals. However, the asset management and ongoing implementation will fall on you or a third party.
The fee structure for this relationship is typically a one time fee of $5,000, but can be discounted or raised based on complexity.
3. The final model we offer is the Retainer Model. This is a great fit if you do not qualify for the traditional assets under management model, but want help with not only the up front financial planning, but ongoing implementation and advice.
There is an up front planning fee of $2,000. After the up front planning is complete, we charge a monthly retainer of $400/month, but can be discounted or increased based on complexity. We don’t have any contracts, so there is no fee or penalty for cancelling the relationship.
We believe having flexibility in how we charge gives us the chance to serve you the way you want and need to be served. As with all of our new clients, we offer a complimentary “Mutual Fit” meeting to determine what relationship is most appropriate. You can schedule it by clicking the button below.