Fee-Only Retirement Planning for Retirees and Pre-Retirees with $1M+ Saved
Retirement income planning, tax strategy, and investment management designed to help you spend confidently, reduce lifetime taxes, and enjoy retirement without worrying about money!
Watch a few of our 'Case Studies' below
Why Retirees Choose Us
Retirement income planning that protects monthly cash flow
Lifetime tax strategies that keep more in your pocket
Personalized retirement withdrawal strategies & Social Security guidance
Fee-only, fiduciary advice — no commissions, no hidden costs
Deep expertise in the transition from saving to spending
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Our Story
The final years leading up to retirement — and the first few years after you stop working — are some of the most important financial years of your life. I call it the Retirement Redzone.
Most of the families we work with have done a great job saving and investing over the past few decades. But as you transition from the Accumulation Phase into the Spending Phase, retirement planning becomes far more complex. Suddenly, the decisions involve much more than investments — they involve retirement income planning, tax strategy, Social Security, and making your money last.
At Imagine Financial Security, we help retirees and pre-retirees maximize retirement income, minimize lifetime taxes, and build a plan that allows them to worry less about money — so they can spend more time traveling, enjoying family, and yes… playing more golf.
After spending the first 12 years of my career at large financial firms, I realized there was a better way to serve retirees. So in 2020, I founded Imagine Financial Security, a fee-only fiduciary financial planning firm built to eliminate the conflicts of interest found at many brokerage and insurance companies.
We’re based in Chattanooga, TN, and we work with clients nationwide through virtual retirement planning. No product sales. No commissions. Just clear advice, transparent fees, and a retirement plan designed around your life.
– Kevin Lao, CFP®, RICP®
Owner & Financial Planner
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How can we help you?
Retirement Planning
Investment Management
Tax Planning
Retirement Income
Generational Wealth Planning
We want to help you fire your boss. Travel the world. Spend time with your loved ones. And play more golf! All while worrying less about money!
