Ep. 30 – Is it harder to go from spender to saver pre-retirement, or saver to spender in retirement? (Featuring Cody Garrett)

I’ve known Cody for almost 3 years now, and this man is a true student of his craft. Cody is an advice-only financial planner passionate about helping DIY investors on the path to financial independence and through early retirement. He is a CFP practitioner and proud owner of the Measure Twice® brand.

His educational insights have been featured by Barron’s, Forbes, Fox Business, CNBC, Morning Brew, Business Insider, and MarketWatch. You can also hear him on the ChooseFI, The Long View (Morningstar), The Financial Independence Show, and Michael Kitces’ Financial Advisor Success podcasts.  
Twitter: @MeasureTwiceMNY
LinkedIn: https://www.linkedin.com/in/codylgarrett/
Website: https://www.measuretwicemoney.com/

Cody brought up an interesting question that received a ton of engagement in the “Retirement Planning Education” Facebook group. The question was: “Is it easier to go from a spender to a saver, or a saver to a spender?” So naturally, we recorded a podcast about it!

In this episode, we will cover: – the topic itself – the poll results – the psychological shift from saving to spending in retirement – tactics to solve this behavioral challenge, and much more. I hope you enjoy this episode! -Kevin

Kevin Lao

I am the founder of Imagine Financial Security. We are a Flat Fee, Fiduciary Financial Advisor based in Jacksonville, FL. We specialize in retirement planning for blended families, tax optimization and investment management. We can work with you locally in Jacksonville or St Augustine, as well as virtually anywhere in the United States.