Are you approaching retirement with $1 million or more savedand wondering how to minimize taxes on your IRA withdrawals, Social Security income, Roth conversions, brokerage accounts, and retirement income strategy?
In this episode, I’ll break down 7 powerful retirement tax planning strategies that high-net-worth retirees can use to potentially reduce or even eliminate portions of their lifetime tax bill.
You’ll learn:
• How some retirees can take IRA withdrawals tax-free
• Why Roth conversions are often overused
• How the 0% long-term capital gains bracket works
• Strategies to reduce taxes on Social Security income
• Roth IRA withdrawal rules and common mistakes
• Qualified Charitable Distribution (QCD) strategies
• HSA planning opportunities in retirement
• How Net Unrealized Appreciation (NUA) works for company stock
If you are over 50, nearing retirement, or already retired with substantial IRA, 401(k), brokerage, or Roth assets, this episode will help you better understand how retirement tax planning impacts:
• Lifetime income
• Medicare premiums
• RMDs
• ACA subsidies
• Estate planning
• Legacy goals
Are you interested in working with me 1 on 1?
You can start with our Retirement Readiness Questionnaire linked on our website, so we can learn more about how we can help in your journey to and through retirement.
Connect with me here:
Or, visit my website
This is for general education purposes only and should not be considered as tax, legal, or investment advice.
