What if the smartest retirement move isn’t retiring at all? In this episode, I walk through a case study of a 59-year-old professional with more than $3 million saved who could retire tomorrow, but isn’t sure he should. Instead of asking whether he can retire, we explore a different question: What if he simply stopped saving for retirement? By redirecting tens of thousands of dollars each year toward travel, family, hobbies, and experiences while continuing to work a few more years, he may actually improve both his financial confidence and his quality of life. In this episode we discuss:
• What “coasting to retirement” really means
• When saving more stops meaningfully improving your retirement
• How delaying retirement changes your odds of success
• How many high-income professionals oversave
• How to know if you’ve already “won the game”
• The emotional side of retirement planning
Every retirement plan is different, but if you’re approaching retirement with $1 million, $2 million, or more saved, this may be one of the most important mindset shifts you’ll ever hear.
⛳ PFR Nation (Who This Is For)If you’re over 50, have saved seven figures (or multiple seven figures), love golf and travel, and you want to make work optional while minimizing taxes… welcome to the community!
-Kevin
Are you interested in working with me 1 on 1?
You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.
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This is for general education purposes only and should not be considered as tax, legal, or investment advice.
