Month: March 2025

Ep. 70: Celebrating 4 Years of Independence

Our retirement planning firm, Imagine Financial Security, turned 4 in February and I have been wanting to do a podcast celebration for this one! 

To celebrate, I thought I would do an episode about some of my initial experiences of going independent as a financial advisor.

  • I’ll touch on 4 things I miss about working for a larger financial institution.
  • Then, I will touch on 4 of the things I LOVE about being an independent financial advisor.

I hope you guys enjoy it.

Happy 4th Anniversary to IFS!

And, congratulations to Roberto Fortuna on his official promotion!

~ Kevin

⁠⁠⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal or investment advice.

Ep. 69: 14 Ways to Protect Your Retirement from a Bear Market

No, I’m not saying a Bear Market is certain.  Nobody has a crystal ball.  However, the markets are volatile right now, and it’s a great reminder that the market doesn’t operate on a straight line upwards.  It has bumps along the road.  And that is a GOOD thing!  If there was no risk, there would be no opportunity for gains!

However, it’s important to begin preparing before you enter a bear market, or worse, a recession.  

In this episode, I’ll discuss 14 Retirement Planning moves to help you prepare for the NEXT bear market.  Because it’s not a function of “if,” but “when.”  

As always, everyone’s situation is unique, so please consult with your own advisors before making any changes!  This is for educational purposes only.

I hope you find it helpful.

-Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal or investment advice.

Ep. 68: 9 Reasons to Claim Social Security Early

The default assumption for many online social security calculators, financial planning tools and expert advice tells you to DELAY Social Security as long as possible!  After all, that does yield the highest monthly benefit, assuming you wait until age 70.

Well, that may not be the best strategy for you!  

In this episode, I am going to break down 9 reasons why you may want to claim Social Security early!   

As always, everyone’s situation is unique, so please consult with your own advisors before making any changes!  This is for educational purposes only.

I hope you find it helpful.

-Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal or investment advice.

Ep. 67: Retire at 62/61 with $1million IRA, Optimize Social Security, Managing IRA Withdrawals, Optimize Taxes

Today, we will be looking at a client example of a 62/61 year old couple with $1mm inside of a Traditional IRA, about $50k in cash savings, and a $450k home that is paid off.  

In this episode, we’re going to dive into the timing of their Social Security income, IRA distribution strategy, Roth Conversions, as well as their investment strategy.  We’ll also discuss some of the key risks they’ll face throughout retirement.  

I hope you enjoy this 4th edition of the “Whiteboard Retirement Plan.”

-Kevin

⁠⁠⁠⁠Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠Click this link to fill out our Retirement Readiness Questionnaire

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal or investment advice.