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Category: Podcast

Episode 11: What is tax planning vs. tax preparation?

What is tax planning vs tax preparation?

What is Tax Planning vs. Tax Prepartion

Tax preparation is reactive, for the most part.  Tax planning is proactive.  Most people focus solely on tax preparation, which involves preparing necessary documents to file your taxes.  Tax planning involves not only minimizing your tax liability today, but minimizing taxes when you start to draw on your investment assets and throughout your retirement years.  We hope you enjoy this episode!

~Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal, or investment advice.

Episode 10 – Six Reasons to Take Advantage of Roth Conversions

Are you approaching retirement with the bulk of your next egg in tax deferred 401ks or IRAs? With so much uncertainty on where tax rates might head in the future, you might be wondering, “Should I take advantage of Roth conversions?” They are not for everybody, but in the right situation you could end up saving thousands, or even hundreds of thousands of dollars, in taxes during your lifetime. Additionally, your heirs will also benefit from a more tax efficient inheritance. I hope you enjoy this episode, which includes my interview with Kevin Geddings at WSOS 103.9 in St. Augustine!

Episode 9: The 5 Most Common Estate Planning Mistakes

The number one thing I hear from clients is they don’t want to ever be a burden on their loved ones, and yet, I’ve seen a number of estate planning mistakes over the years.  Fortunately, they never truly get exposed unless something unexpected happens.  These 5 common estate planning mistakes can and should be addressed, and I always recommend seeking official legal counsel from a licensed attorney to do so!  
~Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal, or investment advice.

Episode 8: What to do when stocks are volatile?

Spoiler alert:  The answer is NOT “do nothing.”  

Volatility is a healthy part of investing!  If there was no risk to it, there would not be the upside potential the stock market has provided for decades!  Inevitably when the stock market is volatile, I field a bunch of questions on “what to do next?!”  Nobody is complaining when markets are flying up with no volatility, but once we see that 10% or 20% dip, people start to pay attention.  I decided to record this episode to shed light into what our practice looks like and how we navigate the good and bad markets.  I hope you enjoy it!

~Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal, or investment advice.

Episode 7: Retirement Income Withdrawal Strategies

 

Retirement Income Withdrawal Strategies

A lot of people focus so much on retirement savings strategies and not enough on withdrawal strategies.  Also, many people don’t realize the withdrawal strategies begin years before you retire!  I hope you enjoy this episode and begin to think about how your savings strategies now will impact your withdrawal strategies later.  Additionally, if you are closer to retirement, hopefully you can begin to think about which strategy (or strategies) align with your personal preferences.  Enjoy it!

~Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal, or investment advice.

Episode 6: 4 Tax Strategies As We Approach Year End

 

4 Tax Strategies to consider before the year ends

It’s the end of the year, and most people are thinking about the holidays!  Well, we think about tax efficiencies for our clients, so I wanted to share a few tips that you might want to consider as we approach the end of the tax year.  This should not be taken as tax advice!  Consult with your own professional tax advisors to determine what strategies make the most sense in your situation.  Nonetheless, I hope you find it helpful.  

~Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal, or investment advice.

Episode 5: What is a safe rate of withdrawal in retirement?

 

What is a safe withdrawal rate in retirement?

The formula we use at our firm, Imagine Financial Security, is; Financial Goals + Risk Tolerance – Income Sources = Rate of Withdrawal.

If you follow this logic, you will find a goals based rate of withdrawal that is customized to your financial plan, not some benchmark created by someone who knows nothing about you.  

Hope you enjoy this episode!

~Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal, or investment advice.

Episode 4: Maximizing Social Security Benefits for Retirement

 

Maximizing Social Security in Retirement

Social Security represents approximately 40% of all retiree’s incomes.  When to claim Social Security is ultimately unique to everyone.

This episode is designed to help you think about multiple factors before making a decision.  

I hope you enjoy it!

~Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal, or investment advice.

Episode 3: Four Stress Tests For A Bulletproof Retirement Plan

 

If your investment portfolio and retirement plan can pass these four stress tests, you will find yourself having more peace of mind in your retirement years than you could ever imagine.  Take a listen and learn more about how we can help stress-test your retirement plans.

~Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal, or investment advice.

Episode 2: The Tax Trap of Traditional 401ks and IRAs

The 401k IRA Tax Trap

In this episode, we will address how accumulating significant savings into traditional 401 (k) s and IRAs can lead to a massive tax burden in retirement. 

Additionally, we will address the provision in the SECURE Act, which will change how we view leaving these retirement plans to the next generation.

~Kevin

Are you interested in working with me 1 on 1?⁠⁠⁠⁠⁠⁠⁠⁠ 

⁠⁠⁠⁠⁠⁠⁠⁠You can start with our Retirement Readiness Questionnaire linked on our website so we can learn more about how we can help in your journey to and through retirement.

Connect with me here:

Or, ⁠⁠⁠⁠⁠⁠⁠⁠visit my website

This is for general education purposes only and should not be considered as tax, legal, or investment advice.

info@imaginefinancialsecurity.com
(904) 323-2069

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